Group Health Insurance

Group Health Insurance

Group health insurance plans provide coverage to a group of members, often employees of a company or members of an organization. These plans typically offer reduced costs as the insurer's risk is spread across the group.

Group health insurance is a vital concern for employees and ranks as the second-largest expense for employers, following only payroll. At Hoff Insurance Agency, we recognize the significance of offering the right medical plan options for businesses and their employees. We prioritize employee education to ensure a successful benefit enrollment experience. Our specialists collaborate closely with businesses to implement effective education platforms tailored to each client's needs. We're dedicated to creating a personalized customer service model for every client.

Voluntary Benefits

ACCIDENT COVERAGE
Accidents can happen unexpectedly and can be costly. Accident coverage provides cash benefits to help cover out-of-pocket expenses associated with accidents, such as deductibles and lost wages.

Life's unexpected accidents can happen to anyone at any time. Our voluntary accident insurance provides you and your family cash benefits for out-of-pocket expenses resulting from accidents. With quick claims processing and customizable coverage options, we offer peace of mind, allowing you to focus on recovery rather than worrying about bills. Protect your personal finances with the right accident coverage tailored to your needs. We're here to help you find the best options for you and your family.

CRITICAL ILLNESS COVERAGE
Critical Illness Protection offers financial support in the event of a serious health issue like cancer, heart attack, or stroke, helping to alleviate financial burdens during challenging times.

We understand the importance of protecting yourself and your family from the financial impact of critical illnesses. Our Critical Illness Protection provides cash benefits for events like cancer, heart attack, and stroke. We work with carriers that offer coverage options tailored to your needs and budget, ensuring you receive the support you need without financial strain. You can use the funds as needed with cash benefits paid directly to you. Let us help you choose the right coverage for peace of mind during difficult times.

Life Insurance

Life insurance provides financial security for your loved ones if something happens to you, ensuring their protection and peace of mind.

Are you wondering if your loved ones are protected in case of the unexpected? We're here to help answer common questions about life insurance, such as whether term or permanent coverage is best for you and how much you need. With life insurance, you can give yourself the peace of mind that your family will be financially secure. Link Benefits Group offers guidance on selecting the right type and amount of life insurance coverage from multiple carriers specializing in various options.

Disability Insurance

Disability insurance provides income if a worker cannot work due to a disability, ensuring financial support during challenging times.

In today's economy, it's crucial for workers to have protection against income loss due to disability. Short-term disability insurance offers monthly benefits chosen by the employee, providing financial security in case of illness or injury. This coverage helps cover everyday expenses and alleviates financial stress when unable to work. Safeguard your income and lifestyle with a short-term disability plan tailored to your needs.

Dental & Vision

Dental Insurance
Ensure your teeth stay happy and healthy with individual and family dental coverage options, helping to cover costs for routine care and unexpected dental procedures.

We offer individual and family dental coverage options tailored to your needs. Dental insurance covers routine cleanings and cavities and helps reduce costs for more extensive dental work or oral surgery. With our variety of dental carriers, we'll design the right coverage plan for you.

Vision Insurance
Many group and individual health plans offer vision benefits for adults and children. Vision plans can also be purchased separately or individually through an employer.

We provide both group and individual vision plans to meet your needs. Vision insurance can offer coverage for eye exams, glasses, and contacts. Whether you want an employer-sponsored plan or an individual option, we're here to help you find the right vision coverage.