Individual Health Insurance

Individual Health Insurance

Individual health insurance is coverage you purchase independently or for your family rather than through an employer.

We recognize the importance of offering the right medical plan options for businesses and employees alike. Our focus on employee education ensures a successful benefit enrollment experience. Working closely with businesses, we provide tailored education platforms and a unique customer service model to meet each client's needs.

Life Insurance

Life insurance provides financial security for your loved ones if something happens to you, ensuring their protection and peace of mind.

Are you wondering if your loved ones are protected in case of the unexpected? We're here to help answer common questions about life insurance, such as whether term or permanent coverage is best for you and how much you need. With Hoff Insurance Agency offers guidance on selecting the right type and amount of life insurance coverage from multiple carriers specializing in various options.

Disability Insurance

Disability insurance provides income if a worker cannot work due to a disability, ensuring financial support during challenging times.

In today's economy, it's crucial for workers to have protection against income loss due to disability. Short-term disability insurance offers monthly benefits chosen by the employee, providing financial security in case of illness or injury. This coverage helps cover everyday expenses and alleviates financial stress when unable to work. Safeguard your income and lifestyle with a short-term disability plan tailored to your needs.

Dental Insurance

Ensure your teeth stay happy and healthy with individual and family dental coverage options, helping to cover costs for routine care and unexpected dental procedures.

We offer individual and family dental coverage options tailored to your needs. Dental insurance covers routine cleanings and cavities and helps reduce costs for more extensive dental work or oral surgery. With our variety of dental carriers, we'll design the right coverage plan for you.

Voluntary Benefits

ACCIDENT COVERAGE
Accidents can happen unexpectedly and can be costly. Accident coverage provides cash benefits to help cover out-of-pocket expenses associated with accidents, such as deductibles and lost wages.

Life's unexpected accidents can happen to anyone at any time. Our voluntary accident insurance provides you and your family cash benefits for out-of-pocket expenses resulting from accidents. With quick claims processing and customizable coverage options, we offer peace of mind, allowing you to focus on recovery rather than worrying about bills. Protect your personal finances with the right accident coverage tailored to your needs. We're here to help you find the best options for you and your family.

CRITICAL ILLNESS COVERAGE
Critical Illness Protection offers financial support in the event of a serious health issue like cancer, heart attack, or stroke, helping to alleviate financial burdens during challenging times.

We understand the importance of protecting yourself and your family from the financial impact of critical illnesses. Our Critical Illness Protection provides cash benefits for events like cancer, heart attack, and stroke. We work with carriers that offer coverage options tailored to your needs and budget, ensuring you receive the support you need without financial strain. You can use the funds as needed with cash benefits paid directly to you. Let us help you choose the right coverage for peace of mind during difficult times.